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Frequently Asked Questions

How does the Bankrate mortgage calculator work?

Mortgage Bankrate’s mortgage calculator gives you a monthly payment estimate after you input the home price, your down payment, the interest rate and length of the loan term. Use the calculator to price different scenarios. You might discover you need to adjust your down payment to keep your monthly payments affordable.

How do I use the loan calculator?

This loan calculator will help you determine the monthly payments on a loan. Simply enter the loan amount, term and interest rate in the fields below and click calculate. This calculator can be used for mortgage, auto, or any other fixed loan types.

How do you use our financial calculators?

Use our financial calculators to finesse your monthly budget, compare borrowing costs and plan for your future. From mortgages to retirement plans, our calculators allow you to estimate the value of a loan or deposit from just about every financial product you might need.

How do I calculate the actual interest paid to lenders?

Borrowers seeking loans can calculate the actual interest paid to lenders based on their advertised rates by using the Interest Calculator. For more information about or to do calculations involving APR, please visit the APR Calculator.


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