Will Not Using a Credit Card Affect My Credit Score? - WalletHub
https://wallethub.com/edu/cs/if-i-have-a-credit-card-that-i-do-not-use-how-does-this-reflect-on-my-credit-report/25523
WEBNov 18, 2022 · Yes, having a credit card and not using it can help build your credit. Credit bureaus typically consider various factors when determining your credit score, including your payment history, credit utilization, and length of credit history. While having a credit card and not using it won't directly contribute to your payment history, it ...
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