OBRA – Defined Contribution Retirement Plan - We Change …
https://mccc-union.org/obra-defined-contribution-retirement-plan/
webOBRA is the mandatory employee-funded defined contribution plan for part-time, seasonal, and short-term public employees—this includes many DCE unit members. In Massachusetts, it is called the SMART Plan and is a 457b savings plan that automatically deposits 7.5% of pre-tax DCE earnings into the DCE member’s interest-bearing OBRA account.
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