BlueChoice Advantage-HDHP Option offers in-network coverage nationwide to help control your out-of-pocket costs.
What are the advantages and disadvantages of Blue Cross Blue Shield?Blue Cross Blue Shield’s offerings have advantages and disadvantages: Wide network: With BCBS companies providing Medicare Advantage plans in 47 states and Puerto Rico, there’s a good chance you have access to a plan from a BCBS insurer. Low-cost plans available: BCBS companies offer plans with $0 premiums in 44 states.
Is Blue Cross Blue Shield a health maintenance organization?Blue Cross Blue Shield offers Medicare Advantage Prescription Drug plans, or MAPDs, as well as stand-alone Prescription Drug Plans and Medicare Advantage Plans without drug coverage. A health maintenance organization, or HMO, generally requires that you use a specific network of doctors and hospitals.
How much does Blue Cross Blue Shield Medicare cost?One of the costs to consider is the plan’s premium, and Blue Cross Blue Shield offers $0-premium Medicare Advantage plans in 40 states and Puerto Rico. Monthly premiums for Blue-branded Medicare Advantage plans that aren’t $0-premium range from $1.80 to $300. Blue-branded Special Needs Plans have premiums that range from $0 to $59.
