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Frequently Asked Questions

Why choose Uwharrie bank mortgage?

Uwharrie Bank Mortgage is a direct lender. This means we handle the entire lending process in our office. We handle the processing and underwriting, and we use our money to fund the loan. Nothing is outsourced. This is an important consideration as you choose a lender.

Where are the Uwharries?

The Uwharries were once a coastal mountain range; isostasy has slowly raised the eastern seabed until today they lie in the Piedmont of North Carolina over 150 miles from the coast.

Are the lobbies open at Uwharrie bank?

All Uwharrie Bank branch lobbies are now open. Click here to learn more Uwharrie Investment Advisor Rep is onsite. Uwharrie Investment Advisor Rep is onsite. Uwharrie Investment Advisor Rep is onsite.

What counties are the Uwharrie Mountains in?

The Uwharrie Mountains (/ juːˈhwɑːri /) are a mountain range in North Carolina spanning the counties of Randolph, Montgomery, Stanly, and Davidson. The range's foothills stretch into Cabarrus, Anson, Union,and Richmond counties and terminate in the hills of Person County.


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